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Lloyd's preparing for personal injury related to cell phone use
Cell phones are an integral part of our daily lives - we can't even imagine being without them. Mobile technology has revolutionized the way in which we live.
So what would happen if, say in 20 year's time, the link between the electromagnetic fields (EMF) generated by mobiles is proven to be linked with a higher susceptibility to illness? How are London's underwriters protecting themselves from opening the floodgates to future claims without prejudicing policyholders?
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UPDATE 2015: We have been unable to determine if the lawsuit was ever filed.
Two of the world's largest insurance companies, Lloyds and Swiss Re, have recommended to other insurance companies to write in exclusion clauses against paying compensation for illnesses caused by continuous long-term non-ionising radiation exposure.[1,2] . Read more
The rAustrian insurance company AUVA report confirms DNA-breaks caused by non-ionising radiation, but the report leaves many issues open. Read the full report - Nonthermal Effects Confirmed